:root{--ocean:#062b45;--deep:#031c30;--sea:#1aa5a8;--glass:#bfe8e4;--foam:#f7fcfb;--sand:#ead7ae;--signal:#ee6c4d;--chart:#9ac9c8}
body{background:var(--foam);color:#17364a;background-image:linear-gradient(rgba(6,43,69,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(6,43,69,.025) 1px,transparent 1px);background-size:32px 32px}.topbar{background:var(--signal);color:#fff;letter-spacing:.08em;text-transform:uppercase;font-weight:800}.nav{height:92px;background:rgba(247,252,251,.96);border-bottom:1px solid rgba(26,165,168,.18);position:relative;z-index:20}.brand img{width:260px}.navlinks a{color:var(--ocean)}.btn,.btn-primary,.btn-outline{border-radius:999px}.btn-primary{background:var(--signal);color:#fff;box-shadow:0 8px 22px rgba(238,108,77,.2)}.nav .btn-outline{border-color:var(--sea);color:var(--ocean)}
.hero{min-height:670px;color:var(--ocean);background:radial-gradient(circle at 79% 47%,rgba(191,232,228,.7),transparent 26%),linear-gradient(160deg,#f7fcfb 0 54%,#dff3f0 54% 69%,#9bd4d3 69% 71%,#0c7181 71% 100%);position:relative;overflow:hidden}.hero:before{content:"SET YOUR COURSE  •  BUILD YOUR CREDIT  •  MOVE FORWARD";position:absolute;left:-2%;bottom:8%;font:900 clamp(2.8rem,7vw,7.5rem)/.9 Georgia,serif;color:rgba(255,255,255,.1);white-space:nowrap;transform:rotate(-5deg)}.hero:after{content:"";position:absolute;width:520px;height:520px;border:1px dashed rgba(6,43,69,.2);border-radius:50%;right:5%;top:7%;background:repeating-conic-gradient(from 0deg,rgba(6,43,69,.08) 0 1deg,transparent 1deg 30deg)}.hero-inner{position:relative;z-index:2}.hero h1{color:var(--ocean);font-size:clamp(3rem,6vw,5.8rem)}.hero p{color:#3a6370}.hero .eyebrow{color:var(--signal)}.hero .btn-outline{color:var(--ocean);border-color:var(--sea);background:rgba(255,255,255,.55)}.trust div{color:#345967;border-color:var(--signal)}.compass{width:350px;background:rgba(247,252,251,.76);border:2px solid rgba(6,43,69,.18);box-shadow:0 0 0 18px rgba(255,255,255,.25),0 24px 65px rgba(3,28,48,.16);z-index:3}.compass:before{height:92%;background:linear-gradient(var(--signal) 50%,var(--ocean) 50%);clip-path:polygon(50% 0,62% 43%,100% 50%,62% 57%,50% 100%,38% 57%,0 50%,38% 43%);width:170px}.compass:after{height:170px;width:170px;background:linear-gradient(90deg,transparent 49%,rgba(6,43,69,.22) 50% 51%,transparent 52%),linear-gradient(transparent 49%,rgba(6,43,69,.22) 50% 51%,transparent 52%);transform:rotate(45deg)}.compass strong{color:var(--ocean);font-size:4.2rem;z-index:3;text-shadow:0 2px #fff}.compass .north{position:absolute;top:12px;font-weight:900;color:var(--signal);z-index:4}
.section{position:relative;overflow:hidden}.section:before{content:"";position:absolute;width:420px;height:180px;right:-90px;top:30px;background:url('/assets/anchors-logo.png') center/contain no-repeat;opacity:.035;transform:rotate(-8deg);pointer-events:none}.section:nth-of-type(even):before{right:auto;left:-100px;transform:rotate(8deg)}.section>.container{position:relative;z-index:1}.cream{background:#eaf7f5}.navy{background:linear-gradient(145deg,var(--deep),#075c6b);position:relative}.navy:after{content:"";position:absolute;inset:0;background:repeating-radial-gradient(ellipse at 15% 110%,transparent 0 32px,rgba(255,255,255,.045) 33px 35px);pointer-events:none}.kicker,.eyebrow{color:var(--signal)}.section h2{color:var(--ocean)}.navy h2{color:#fff}.cards{gap:1.5rem}.card{border:0;border-radius:6px 28px 6px 28px;background:rgba(255,255,255,.92);box-shadow:0 14px 42px rgba(3,28,48,.09);position:relative;overflow:hidden}.card:after{content:"";position:absolute;width:70px;height:70px;right:-28px;bottom:-28px;border:1px dashed rgba(26,165,168,.35);border-radius:50%}.card .num{color:var(--signal)}.step{border:1px solid rgba(255,255,255,.16);border-radius:4px 22px 4px 22px;background:rgba(255,255,255,.08);position:relative}.step:after{content:"";position:absolute;top:50%;right:-1.1rem;width:1.2rem;border-top:2px dashed var(--sand)}.step:last-child:after{display:none}.step b{color:var(--sand)}.law{border-left:0;border-top:4px solid var(--sea);border-radius:0 20px 0 20px}.timeline article{border:0;border-radius:0 24px 0 24px}.timeline strong{color:var(--signal)}.cta{background:linear-gradient(120deg,#075c6b,var(--deep));border-radius:6px 34px 6px 34px;box-shadow:0 22px 60px rgba(3,28,48,.2)}
.page-hero{background:linear-gradient(145deg,var(--deep),#075c6b);position:relative;overflow:hidden;min-height:430px;display:grid;align-items:center}.page-hero:before{content:"";position:absolute;width:520px;height:220px;right:-70px;bottom:-25px;background:url('/assets/anchors-logo.png') center/contain no-repeat;filter:brightness(0) invert(1);opacity:.055;transform:rotate(-7deg)}.page-hero:after{content:"";position:absolute;width:390px;height:390px;border:1px dashed rgba(255,255,255,.15);border-radius:50%;right:8%;top:-160px;background:repeating-conic-gradient(transparent 0 29deg,rgba(255,255,255,.045) 30deg)}.page-hero .container{position:relative;z-index:2}.page-hero .eyebrow{color:var(--sand)}.footer{background:var(--deep);border-top:5px solid var(--signal)}
.score-layout{display:grid;grid-template-columns:360px 1fr;gap:3rem;align-items:center;margin-top:2rem}.fico-pie{width:330px;height:330px;border-radius:50%;background:conic-gradient(#075c6b 0 35%,#ee6c4d 35% 65%,#1aa5a8 65% 80%,#94cbc8 80% 90%,#ead7ae 90% 100%);position:relative;box-shadow:0 18px 45px rgba(7,31,61,.15)}.fico-pie:after{content:"FICO®\A SCORE FACTORS";white-space:pre;position:absolute;inset:88px;background:#fff;border-radius:50%;display:grid;place-items:center;text-align:center;font-weight:900;color:var(--ocean);line-height:1.2}.legend{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}.legend div{background:#fff;border:1px solid #d5e7e9;padding:1rem;border-radius:4px 18px 4px 18px}.dot{display:inline-block;width:11px;height:11px;border-radius:50%;margin-right:.45rem}.model-table{width:100%;border-collapse:collapse;margin:2rem 0;background:#fff}.model-table th,.model-table td{text-align:left;padding:1rem;border-bottom:1px solid #d5e7e9;vertical-align:top}.model-table th{background:var(--ocean);color:#fff}.do-dont{display:grid;grid-template-columns:1fr 1fr;gap:1.3rem}.do-dont article{padding:1.5rem;border-radius:4px 24px 4px 24px}.do{background:#dff3ee}.dont{background:#fff0eb}.util-tool{background:var(--ocean);color:#fff;padding:2rem;border-radius:4px 28px 4px 28px}.util-tool label{display:block;font-weight:800;margin-top:.8rem}.util-tool input{width:100%;padding:.8rem;border:0;border-radius:6px;font-size:1rem;margin-top:.25rem}.util-result{margin-top:1rem;padding:1rem;background:rgba(255,255,255,.1);border-radius:6px}.resource-band{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.resource-band a{background:#fff;border:0;border-radius:4px 20px 4px 20px;padding:1.25rem;text-decoration:none;font-weight:800;color:var(--ocean)}
@media(max-width:850px){.score-layout{grid-template-columns:1fr}.fico-pie{margin:auto}.resource-band{grid-template-columns:1fr}.step:after{display:none}.hero:after{right:-240px}.navlinks{background:var(--foam)}}@media(max-width:560px){.fico-pie{width:280px;height:280px}.fico-pie:after{inset:75px}.legend,.do-dont{grid-template-columns:1fr}.model-table{font-size:.88rem}.model-table th,.model-table td{padding:.7rem}.hero{background:linear-gradient(160deg,#f7fcfb 0 70%,#0c7181 70% 100%)}.page-hero{min-height:380px}}